CRB

Allows merchant to verify CRB information

In the event that such historical data is available with the associated credit bureaus and another blacklist repository, we utilize the Bank Verification Number (BVN) to provide simple and trustworthy results.

📘

POST (LIVE)

{{URL}}/dikript/verification/api/v1/ke/crb

📘

POST (TEST)

{{URL}}/dikript/test/api/v1/ke/crb

Json Body Parameter

Key	Description
firstName
lastName
nationalId

Header (LIVE)

Key	Description
x-api-key	Your Secret Key

Header (TEST)

Key	Description
x-api-key	Your Public Key

Responses

jsc

{
    "status": true,
    "message": "Successful",
    "code": "200",
    "apiVersion": "v1",
    "transactionRef": "N202507020816307763",
    "data": {
        "creditScore": {
            "score": "720",
            "grade": "GOOD",
            "summary": "Good credit standing"
        },
        "personalInfo": {
            "firstName": "Alex",
            "lastName": "Ovey",
            "nationalId": "27163382",
            "gender": "Male",
            "dateOfBirth": "1985-03-15",
            "citizenship": "KENYAN"
        },
        "creditHistory": {
            "totalAccounts": 3,
            "activeAccounts": 2,
            "closedAccounts": 1,
            "totalCredit": 500000.0,
            "availableCredit": 250000.0
        },
        "paymentHistory": {
            "onTimePayments": 95.5,
            "latePayments": 4.5,
            "defaultedPayments": 0.0
        },
        "referenceNumber": "KE_CRB_7CA6EBC6",
        "reportDate": "2025-07-02 07:16:30"
    },
    "error": {
        "code": null,
        "message": null
    }
}

JSON

{
    "status": false,
    "message": "Unsuccessful",
    "code": "400",
    "apiVersion": "v1",
    "transactionRef": "N202401101345487388",
    "data": "",
    "error": {
        "code": 400,
        "message": null
    }
}