AML

Allows merchant to verify passport information and get a more detailed response

The AML Check product allows you to perform due diligence on your customers by screening them against global watchlists, politically exposed persons lists, and adverse media publications. Regardless of whether the screened customers appear on any of these lists, the product returns the relevant information that can be used to evaluate the risks associated with the customers.

Key Features:

• Full Name: Verifies details like full name, and year of birth.

📘

POST (LIVE)

{{URL}}/dikript/verification/api/v1/amlcheck

📘

POST (TEST)

{{URL}}/dikript/test/api/v1/amlcheck

Body

Key	Description	Required	Type
fullName	Individual's full name	Yes	string
yearOfBirth	Individual's year of birth	Yes	number
countries	An array that takes the customer’s known nationalities in 2-character format e.g. Nigeria is NG, Kenya is KE, eg. ["NG"]	Yes	array

Header (LIVE)

Key	Description
x-api-key	Your Secret Key

Header (TEST)

Key	Description
x-api-key	Your Public Key

Responses

jsc

{
    "status": true,
    "message": "Successful",
    "code": "200",
    "apiVersion": "v1",
    "transactionRef": "N202510100720074566",
    "data": {
        "personsFound": 1,
        "people": [
            {
                "addresses": [
                    "123 Main Street, Lagos, Nigeria"
                ],
                "aliases": [
                    "Johnny Doe",
                    "J. Doe"
                ],
                "associations": [
                    {
                        "associationType": "Business",
                        "name": "ABC Company Ltd",
                        "relationship": "Director"
                    }
                ],
                "datesOfBirth": [
                    "1990-01-01"
                ],
                "name": "John Doe",
                "nationalities": [
                    "Nigerian"
                ],
                "pep": {
                    "pepLevel": 1,
                    "politicalPositions": [
                        {
                            "country": "Nigeria",
                            "from": "2020-01-01",
                            "position": "Minister",
                            "to": "2023-12-31"
                        }
                    ],
                    "sources": [
                        {
                            "sourceLink": "https://example.com/source",
                            "sourceName": "Government Gazette"
                        }
                    ]
                },
                "sanctions": [
                    {
                        "dateOfBirth": "1990-01-01",
                        "nationality": "Nigerian",
                        "sourceDetails": {
                            "listedDate": "2023-01-01",
                            "sourceLink": [
                                "https://example.com/sanction"
                            ],
                            "sourceName": "OFAC",
                            "sourceType": "Sanctions"
                        }
                    }
                ],
                "newsSummary": [
                    {
                        "newsCategory": "Political",
                        "newsCategoryLabel": "Political News",
                        "numberOfArticles": 5,
                        "news": [
                            {
                                "body": "John Doe appointed as Minister of Finance",
                                "publishedDate": "2023-01-15",
                                "publisher": "Daily News",
                                "publisherCountryCode": "NG",
                                "title": "Minister Appointed",
                                "url": "https://example.com/news1"
                            }
                        ]
                    }
                ]
            }
        ],
        "resultText": "Person found in AML database",
        "strictMatch": true
    },
    "error": {
        "code": null,
        "message": null
    }
}

JSON

{
  	"status": false,
    "message": "Unsuccessful",
    "code": "400",
    "apiVersion": "v1",
    "transactionRef": "N202401101345487388",
    "data": "",
    "error": {
        "code": 400,
        "message": null
    }
}